Personal financial işler

I need a professional video editor to create an engaging 1-3 minute educational video aimed ...the insurance industry. I am not looking for content creation but video editing and posting. This will be an ongoing project to maintain fresh content on social media, Tik-tok, Instagram, Youtube Key Elements: - Top-notch editing skills for clear, compelling visuals - Ability to present complex topics in a simple, understandable way - Experience creating educational content, preferably around financial or insurance topics - A keen understanding of what keeps an adult audience engaged - Ability to work within tight deadlines A successful completion of this project entails not just a professionally edited video, but a well-crafted educational tool that enlightens my target audience about ...

...experience in similar projects with a robust portfolio to showcase their skills and experience. ========================================================== 1. User Management System Objective: To manage user accounts, profiles, and roles. Components: User Registration/Login: Different modes for customers, gas stations, and companies. Profile Management: Ability for users to update their personal and payment information. Role-based Access: Different access levels for individual users, gas station admins, and company fleet managers. 2. Gas Station & Discount Management System Objective: To manage gas station listings and discounts offered. Components: Gas Station Registration: Interface for gas stations to sign up and list their services. Discount Mana...

...Oversight • User Management: View and manage user accounts, including banning or suspending for violations. • Team Verification: Approve or disapprove teams based on tournament criteria. 3. Scheduling and Results • Schedule Matches: Arrange match times, communicate schedules to participants. • Input Results: Update match outcomes, automatically progress tournaments. 4. Payment and Refunds • Financial Management: Oversee tournament fees collection and manage refunds where necessary. 5. Security and Compliance • Data Security: Implement and maintain security measures to protect user data. • Legal: Ensure the platform complies with relevant laws and regulations. 6. Feedback and Support • User Feedback: Collect and respond to user f...

I require a certified US CPA with ample experience in preparing and filing both personal and business taxes. Key Responsibilities: - Preparation and filing of both personal and business income tax returns - Effective utilization of all current and relevant tax laws to minimize tax liabilities Ideal Candidate Should Have: - Extensive experience with both business and personal tax filing - Advanced understanding of federal and state tax laws - The ability to provide expert advice and guidance on tax matters - Excellent attention to detail and outstanding organizational skills Please note, all necessary financial information and documents are readily available for this task. Your prompt and professional services are highly valued.

I'm looking for a talented writer who can craft an engaging article about my startup and myself. -Key Focus: The main theme of the article should focus on the story of the creation of our startup and the current successful milestones we've hit. we also need to introduce the innovative solutions offered by my start...to be featured includes our unique selling proposition, a run-down of our revenue model, funding and investment details, and a narration of our startup journey - from inception to current accomplishments. The ideal freelancer for this task would have pronounced experience in business writing, ideally startup-focused, with a knack for presenting business and financial concepts in a comprehendible and engaging manner. Skills in financial analysis writi...

I'm in need of a versatile and talented writer to create a unique personal growth book aimed at middle-aged professionals. The core focus of this book should be on personal fulfillment and the development of practical strategies for personal growth. Titled: Unlocking Your Full Potential: Practical Strategies For Personal Growth. This book should resonate with readers on a deep level while also providing actionable advice. Consequently, your writing style should balance the following tones: • Inspirational: Motivate readers towards self-improvement. • Practical: Provide tangible, implementable advice. • Humorous: Lighten up heavy topics with wit and levity. • Provocative: Challenge readers' status quo and push them towards chang...

...during a squat the back arches) and get the output of which muscles I need to focus on strengthening and lengthening. It would also be great to be able to add a picture to some of these to compare with reassessment periodically but if that makes a huge difference in complication and cost then that can be left out. I plan to use this in my sports medicine type clinic I plan to open as a certified personal trainer, corrective exercise specialist and pending massage therapist. I will be the sole proprietor to start. I got an iPad for my business so I'd like to run it on iOS. I would also like the results for each client to be stored in their own file so that I can perform periodic reassessments, compare the results, and consult them as needed. As an ideal candidate, you shoul...

I'm on the look-out for a talented video editor familiar with editing vlogs for an ongoing project. The preferred editing style leans towards a minimalist approach, meaning no fancy or unnecessary frills - just raw, genuine content augmented with the right timing and pace. Key Requirements: - Experience in vlog editing is mandatory. - Expertise in applying a mini...mandatory. - Expertise in applying a minimalist aesthetic to video edits. - Capability to incorporate clear and appealing text overlays in our videos. Your bids should reflect your skill level and experience in this unique field of vlog editing with a minimalist style. Kindly share relevant samples of your previous work. My priority is to find the right talent who understands the essence of personal storytelling...

Shopify site for personal trainers with month-to-month subscriptions

I'm looking for someone adept in Ruby on Rails to tutor my son, Jon. He's been learning independently for a month but would significantly benefit from expert guidance and instruction. - Expertise in providing one-to-one coaching for Ruby on Rails - Ability to help him understand complex topics and provide solutions for problems - Capacity to teach at a Beginner level-- and with someone who will be evolving to intermediate level - Proficiency in web application development within the Ruby on Rails framework Previous experience as a Ruby on Rails tutor will be advantageous. I know he would appreciate your knowledge and patience. A comprehensive understanding of Ruby on Rails, pedagogical skills, and experience in web application development are required.

I need a skilled wordsmith to craft a comprehensive board biography, which will be showcased to our Board of Trustees. This biography needs to be: - Comprehensive: It should thoroughly cover the individual's personal background, education and qualifications, as well as career highlights. - Professionally Formatted: The tone and style should be formal and professional. The ideal freelancer will have: - Exceptional writing and storytelling skills. - Proven experience in bio creation, specifically in creating Board bios. - An understanding of the business environment and corporate world. - Detail-oriented and able to deeply research and understand the subject. This project demands accuracy, punctuality, and deep understanding. Please provide sample works of previou...

I'm in need of an accountant skilled in QuickBooks for bookkeeping and financial analysis tasks to start immediately . The ideal candidate enjoys number-crunching, reconciliations, and spotting financial trends. Key tasks: - Maintaining accurate financial records and ledgers in QuickBooks - Analysing and conducting reconciliations for financial discrepancies Ideal Skills: - Superannuation reconciliations - Proven accounting experience - Proficiency in QuickBooks - Excellent attention to detail and financial discrepancy spotting abilities - Strong understanding of accounting practices and principles

I’m confused i want some to figure out what is good for me and whats not i want some one to evaluate my two companies evaluate risk and after that tell me to which one is good for me

Objective: understanding Black-Scholes model and its limitations, applications. Itaims to deepen the understanding of the Black-Scholes model, its foundational assumptions, mathematical underpinnings, practical applications, limitations, and the model's impact on financial engineering and the broader field of finance. Please conduct an independent analysis, supported by academic literature, to critically evaluate the model and its relevance in contemporary financial markets. Instructions: 1. Introduction to the Black-Scholes Model (please develop this part it is the most important for me with the conclusion) : o Provide an overview of the Black-Scholes model, emphasizing its historical development and foundational assumptions. o Discuss the economic rationale behind t...

I need a Wikipedia page dedicated to a moderately famous individual in their field. The goal is to provide comprehensive information to the public about this person, covering these main areas: - Personal history and background - Career milestones and achievements - Significant contributions and their impact within their specific field For this task, the perfect candidate would ideally have: - Proven experience in Wikipedia page creation - Exceptional research skills for gathering accurate and relevant information - A knack for creating engaging content that respects Wikipedia’s neutrality and verifiability policies The overall aim is to generate a Wikipedia page that truly reflects the person's influence and appeal within their sector. It must be engaging, yet adhere ...

Sistema para la gestión personal de pacientes odontologicos. Cada odontólogo registraria y veria sus propios pacientes. Se debe llevar una ficha del paciente con los datos básicos y una foto de perfil. Tiene que poder llevar el historial de las consultas realizadas, cargar imágenes o resultados de estudios que el paciente se haya realizado y una cuenta corriente de los pagos

...aportar en el crecimiento de un proyecto desde sus inicios. Alguien que pueda trabajar conmigo en la creación de 2 a 3 videos por semana, adaptándose y evolucionando juntos a medida que exploramos y definimos el estilo y tono de mi marca personal. Responsabilidades: Editar 2-3 videos semanales, asegurando que sean atractivos, dinámicos y fieles a mi visión. Aportar ideas creativas para mejorar la calidad visual y narrativa del contenido. Mantener una comunicación fluida conmigo para garantizar que el contenido refleje fielmente la esencia de mi marca personal. Requisitos: Experiencia en edición de video, especialmente para redes sociales. Habilidades en software de edición de video como Adobe Premiere Pro, Final Cut Pr...

...AI implementation expert to bring my vision to life. I need your help in building a unique women’s apparel website that uses an AI model to dynamically generate matching apparel based on a given theme. We're not just talking about outfit suggestions - although that is a part of it. The integrated AI model I want should take care of design, cut, and even print of the apparel, providing a truly personal and dynamic shopping experience for users. I already have an AI model in mind for this project. The ideal freelancer for this project would have: - Robust experience in website development and design - Specific expertise implementing AI models into websites - Prior experience or understanding in the fashion or apparel industry is advantageous - Problem-solving skills a...

...collaborate remotely with teams. • Excellent communication skills, with ability to adjust templates individually. Ready to make an impact? The project is for one month and can be extended based on your performance. This is a simple job with great earnings on a short term, especially for top performers. Apply now and make sure to check our T-Shirt Insta blancpage_lifestyle for more details. A personal tip: set one hour segmentations in the morning, afternoon and early evening. Speak to you soon, Alex...

I'm seeking professional assistance in modifying my existing child support agreement. The primary change needed is an adjustment in the owed amount to reflect my lower income from the past three years. Key tasks: - Amend existing agreement to align with past and present financial circumstances - Demonstrate my substantial change in circumstances specifically, one year of school with no earnings and two years with a decreased income by 15-20,000 than the current income Ideal Candidate: - A paralegal who can help me fill out the proper forms and submit them ASAP as I have a court date very soon.

I need a modern and sleek trifold brochure designed for my company. The design should include our company logo and product photos. The following sections need to be included: - Company overview - Value proposition - Contact information The design should be clean and personable, conceptually focusing on our business as a ...in our field. The project requires a professional who: - is great at capturing brand essence in design - has experience designing modern and sleek brochures - can create a visual journey through logical layout - pays attention to detail and brand consistency - can work with provided company logo and product photos. This is for a team of speakers who are military aviators who will share their personal success stories of building and elite team in a compressed ...

I am in need of a versatile trading bot that can assist me in the stock and cryptocurrency markets. I'm an intermediate level trader, seeking a solution that boasts two specific capabilities: 1. Technical Analysis: The bot should provide insightful technical analysis to guide informed ...trends, and indicators will be ideal. 2. Machine Learning-Driven Predictions: The trading bot should be equipped with machine learning technology. It needs to learn from historical data to make predictions about future price movements. Ideally, the prospective developer has a solid understanding of trading algorithms, expertise in both technical analysis and AI technologies, plus experience in financial markets, particularly stocks and cryptocurrencies. Knowledge of finance is crucial fo...

I'm seeking a senior-level bookkeeper with a knack for spreadsheets and modeling. On this project, your key responsibilities will include: - Conducting a thorough financial audit - Developing comprehensive financial reports Preferably, you should have a strong proficiency in Excel to accomplish these tasks. Demonstrated experience in managing audits and financial planning/reports is highly valuable. Let's ensure our financial health with your accounting expertise!

I'm currently ...edifices. My familiarity with Trimble AutoBid Mechanical is basic, so I require expert assistance with: - Estimating: Your ability to develop accurate and reliable estimates is critical. - Takeoffs: Proficiency in escalating sensory structures and their data quickly is indispensable. - Cost analysis: Skill in performing comparative analysis for various cost options is crucial for making informed financial decisions. - Training: I also anticipate leaning on your substantial experience in Trimble AutoBid Mechanical for training purposes. Ideal freelancers for this project will have a robust background in Trimble AutoBid Mechanical, a well-grounded understanding of mechanical project management, and a flair for strategic cost analysis. A knack for training is...

Hi Max, thank you for collaborating with me on this project. I'm also skilled in creating PowerPoint presentations, crafting social media posts, and handling various corporate or personal tasks. Let me know how I can assist you in the future. best candidate for the job, Rhiasmorry/Delle

...AI-driven system capable of generating high-resolution, human-like images and associated basic personal details (name, age, gender). Using AI, you create a beautiful attractive white girl, age around 20-24, and then you will create many AI generated images of this same person. Start with 10 and send them to me. I will then approve the job. I will select the freelancer who will send me the best AI-generated person and 10 photos. Then we will start a big project. Key Requirements: - Develop and train an AI solution capable of creating dynamic, high-quality human images. - The images should be of high resolution, suitable for print use. - The system should also generate corresponding basic personal information (name, age, gender) for each image. Ideal Candidate: - Experi...

I need a multi-purpose report updating system designed to streamline the process of updating and managing my various reports. The types of reports include financial, sales, and employee performance reports. These need to be updated at a frequency that suits your working schedule. Currently, the reports are updated manually with some assistance from a web-based Enterprise Resource Planning system. The existing system, however, lacks the comprehensive functionalities that I require, thereby necessitating your expertise in the creation of a more robust solution. Ideal Skills: - Experience in creating report automation systems. - Proficient in data management and reporting and analytical tools. - In-depth knowledge in ERP systems. - Attention to detail, problem-solving skills, and str...

I'm looking for a developer to build a decentralized application (dApp) focused on managing financial transactions. Especially Betting website which runs actual bets on the sports and events and to be deployed on chains further as well till launch all support would be included . Competitive cost would be required as would like to give another project once its completed . - PURPOSE: The primary goal of this project is to facilitate secure and efficient financial transactions in a decentralized manner. - PLATFORM: Although I have not specified a preferred blockchain platform, your expertise and recommendations are welcome in this area. - PROJECT DEADLINE: There is no strict deadline for this project, allowing for meticulous development and testing for seamless operat...

I am currently in a predicament of having forgotte...challenges • To include the demonstration of their past work in their application Please note: I am primarily interested in the freelancer's expertise and familiarity with Google's recovery process. I seek a trustworthy individual who possesses a thorough understanding of maintaining privacy and security during this job. The successful applicant will be handling sensitive information imperative to my personal and/or business operations, hence, should have a successful track record in similar projects. Skills and Experience Required: • Experience with recovering passwords on Gmail or similar platforms • Strong understanding of security procedures • Excellent attention to detail • Strong inte...

Hello, I am in need of a personal virtual assistant for about 10 hours a weeek. This person must speak very fluent in English, and be able to perform tasks quickly without any supervision. Tight deadlines and fast paced environment should be noted They will handle some product research, market research, and minor project management tasks for a project we are working on. Assistant should be comfortable working in Azure DevOps Boards for tasks / project management

I am seeking a beginner level telecaller primarily for lead generation in the financial services industry. Key Responsibilities: - Conduct outbound calls to prospects - Qualify leads and set appointments - Detailed record keeping and updating the lead status Ideal Candidate: - Beginner level experience in telecalling - Interest or background in finance can be advantageous - Strong communication skills - Competence in lead generation and appointment setting

Thumbnail for my monetized / commercial / personal use yoututbe video

I'm seeking a proficient individual who can devise a potent Power BI report by linking it to SQL databases and Online APIs. Key Responsibilities: • Develop reports focusing on Sales Data Analysis and Inventory Tracking • Fuse multiple company financial reports into a single, easy-to-digest visualisation • Ensure the reports are updated daily with the latest data Important Skills: • Proficient in Power BI • Experience in SQL databases and Online APIs • Understanding of sales data analysis and inventory tracking • Able to work with data from different companies and harmonise it in one report We are based in London and would be interested in working long term with an experienced consultant.

I am in need of a well-versed programmer to develop software that makes it possible to create an event based on a predefined budget. Users should be able to input their budget at the start and watch it decreas...they add services. The software should encompass the following services: - Venues - Catering - Decorations - Musicians - Vocalists - DJs, Models - Photographers - Videographers - Live Bands - Chefs - Hosts - Bartenders - Transportation - MCs As the software will be interactive and user-centric, the ideal candidate should have previous experience in UX/UI design and a solid understanding of financial management systems or budgeting functionalities. Because I need this project delivered ASAP, experience in quick turnaround projects or agile development methodologies will b...

...business financial news website. It should source its content from reputable APIs, producing high-quality articles on topics such as stock market news, economic updates, and industry analysis. Additionally, some focus on crypto news is required. Specific requirements include: - Integration with Google News API, Yahoo Finance API, and Reuters News API for article sourcing. - Automatic publishing of articles covering chosen topics, with no manual intervention needed. - Display of specific information within each article, such as company stock prices, financial indicators, and economic indicators. Key skills and experience required include: - Extensive WordPress development experience. - Proficiency with Google News, Yahoo Finance, and Reuters News APIs. - Knowledge of ...

As a passionate art enthusiast, I'm seeking a blander artist with a versatile approach. Despite skipping some questions earlier, potential artists should understand that I value flexibility and...freelancer will have: - Background and expertise in various artistic styles and mediums. This can be painting, illustrating, or sculpting. - Strong portfolio showcasing past works; ability to draw upon diverse inspirations. - Ability to craft detailed project proposals showcasing theoretical versatility. - Experience working on different projects aiming at various purposes: decorative, commercial, and personal expression. Ideally, you're someone who's an excellent communicator with a passion for art, open to different artistic mediums and purposes. If you fit the bill, I...

...reports to prepare for taxes. I need someone with a background and expertise in QuickBooks-online to help me manage my single bank account reconciliation in the system. Ideal Requirements: - Profound knowledge of QuickBooks Online - Experience with transaction categorization, especially invoices - Assistance cleaning books and properly record transaction for 2023 tax prep - Able to generate financial reports in QuickBooks so I can prepare taxes. - Accurate and detail-oriented in managing accounts. - ability to join online meeting to work through initial effort Your role would initially be to provide assistance cleaning books and properly record transaction for 2023 tax prep. Beyond that we are seeking ongoing assistance monthly or quarterly the keep the books clean moving forw...

For my personal project, I require assistance with typing documents from audio recordings into a spreadsheet. This task requires careful listening and fast, accurate typing skills. Ideal Skills: - Experience in transcription - High typing speed - Attention to detail - Fluency in English language (to understand the audio) The estimated amount of data to be entered into the spreadsheets is moderate, ranging between 200 to 1000 cells. Therefore, the candidate needs to be efficient and accurate to ensure all information is captured correctly from the audios. Tasks: - Listen to audio recordings - Transcribe them accurately into spreadsheets Please only bid if you have prior transcription experience and can handle a task of this magnitude, I'm hoping to complete this withi...

I require the services of a seasoned Community Manager, principally for my account management needs. The task involves generating regular financial reports to aid my decision-making process. Key Responsibilities: - Management of accounts as the principal task. - Production of specific financial reports, focusing on account management. Ideal Candidate: An experienced and professional Community Manager with a strong background in financial reporting, particularly in the area of account management. Must be familiar with managing and producing specific financial reports and able to deliver results promptly.

I need a personal portfolio website. This platform will allow me to display my distinguished biography and work. All of this should be built using WordPress. Key requirements for this project would be: - Setting up a WordPress site from scratch - Designing an intuitive and interactive UI/UX - Incorporating a detailed biography section for a comprehensive portrayal In an ideal candidate, I'm looking for: - Extensive experience in WordPress website development - An extensive portfolio of past work - Proficiency in UI/UX design to create an engaging user experience - Knowledge of the best practices in website portfolio design.

I’m looking for a data scraping expert to finalize a CSV file that’s already in progress. Here’s what I need: Responsibilities: Accurately record work emails and phone numbers for over 1000 entries. The spreadsheet already includes personal names, company names, and job titles. Qualifications: Extensive experience with CSV files. Exceptional attention to detail. Must be proficient in data scraping techniques. This task involves thorough search and data entry, demanding someone with outstanding organizational abilities and a focus on details. If you’re up for the challenge of this initial data completion phase, please consider applying.

I am looking for someone to get leads from LinkedIn Sales Navigator. I will provide company names, Websites and LinkedIn I need up to 8 contacts per company. Attached is the sample of what I require. Important: This needs to be done manually no scraping. I need below roles at each company. Owner/President/CEO Human Resources Director Human Resources Manager Chief Financial Officer Partner Vice-President Human Resources Benefits manager/Director/VP Let me know your experience with these types of jobs. Budget:- $30/500 companies. Only bid if you agree to this budget. I will requite you to do a sample of 3-5 companies before hiring. Thanks

We are in need of a proficient photo editor with an eye for detail. Our primary focus is on the quality and enhancement of our images. Although specifics on the editing haven't been provided, expertise in cropping, resizing, adjusting brightness and contras...key aspects: - Showcase your past works. Your portfolio should reflect your craftsmanship and attention to detail. - Detail your relevant experience in photo editing. We want to know what makes you the right fit for this job. - Provide a comprehensive project proposal. Explaining how you intend to approach the task. Candidates who have experience editing for diverse purposes, be it enhancing personal photos, creating product images for e-commerce, or generating professional-grade images for marketing materials, are encou...

...be primarily used by 10 to 50 users within our school Key Features - Expense Tracking: The software needs to be capable of monitoring and documenting all types of university expenses. - Payroll Management: The software must incorporate efficiently administering staff pay, ensuring all employees' salaries are managed precisely. - Budgeting and Forecasting: Lastly, it should have a function for financial planning, predicting future expenses and revenues. WITH SOURCE CODE AND TECHNOLOGY PHP Server Preference Though a server preference was not indicated, please make a case for your recommended setup – whether it be cloud-based or installed on a local server. Ideal Skills and Experience - Proven track record in software development, especially in developing accounting sy...

I'm on the lookout for an intermediate-level PHP developer who can create a powerful Leave Board web system. This system should have: - Individual staff accounts: Each user account should contain detailed leave records linked to the respective staff member. - Requesting leave feature: Staff should be able to easily request leaves through their personal accounts. - Supervisor’s approval: The system should include a functionality that allows supervisors to review and approve or reject leave requests. Skills and experience in PHP and web-based systems are prerequisites. Preference will be given to developers familiar with creating similar platforms. Please note that being an intermediate or advanced PHP developer is a requirement. I'm keen on a swift project turnaroun...

...be primarily used by 10 to 50 users within our school Key Features - Expense Tracking: The software needs to be capable of monitoring and documenting all types of university expenses. - Payroll Management: The software must incorporate efficiently administering staff pay, ensuring all employees' salaries are managed precisely. - Budgeting and Forecasting: Lastly, it should have a function for financial planning, predicting future expenses and revenues. Server Preference Though a server preference was not indicated, please make a case for your recommended setup – whether it be cloud-based or installed on a local server. Ideal Skills and Experience - Proven track record in software development, especially in developing accounting systems. - Solid understanding of acc...

Looking for a skilled designer to create professional and captivating business profiles. The profiles will be in PDF format and should reflect the uniqueness of each business. Your responsibilities involve: - Compiling and designing business profiles which include Contact Information, a Description of the Business, Testimonials, and Details of Business Services. Ideal Skills And Experience: - Financial understanding or background in order to create meaningful Business Descriptions - Proficient in creating dynamic and interactive PDFs - A good sense for aesthetics and attention to detail - Professional and timely communication Result: Engaging and Informative Business Profiles. Only those with relevant portfolio samples and who can meet the deadline need apply.

I'm seeking an expert to craft an automated solution for loading values from TradeStation Data Window into an Excel file on adjustable time base. Essential skillset includes: - Proficiency i...values from TradeStation Data Window into an Excel file on adjustable time base. Essential skillset includes: - Proficiency in TradeStation and Excel - Experience with data extraction - The developer must have their own Tradestation (Desktop) account! The successful freelancer will be tasked with ensuring a seamless automatic extraction from all areas of the Data Window. An understanding of financial market data and how it is structured within TradeStation will be crucial to job success. Please, note this work's focus is on the automation process, ensuring regular updates without ...

...this role. (good to have a construction admin background). **Responsibilities:** I require assistance with establishing cost estimation procedures. If you possess a background in construction administration, it would be a major advantage. The ideal candidate will bring: - Substantial experience in document creation for businesses, preferably construction-related. - Expertise in budgeting and financial management, particularly in creating cost estimates. - Create and maintain project templates for various painting projects - Develop and organize company documents for easy access and reference - Assist in streamlining administrative processes to enhance efficiency - Conduct detailed assessments of painting projects to determine materials, labor, and costs - Prepare accurate estim...

I'm sourcing for a knowledgeable expert to drive an NFC based project focused on reading, writing and encrypt...knowledgeable expert to drive an NFC based project focused on reading, writing and encrypting data. The main facets of this project include: • Data Control: The core of this task involves handling personal information and financial data. As such, the entity must have comprehensive experience working with such data sets. • Encryption: A robust understanding of basic encryption methodologies is essential to ensure the security of information. Ideal freelancers should have a firm background in NFC applications, specifically in sectors involving data control and encryption. A deep understanding of personal and financial data protection is ...