I am looking to develop an app on android for open market users. Where in a user will register with us and link his salary / savings account with us. The app will talk to user’s bank via API and gather required info. The registration of the app will happen via OTP verification from the Bank.
Based on the information gained the app will run an algorithm (to be developed by the developer basis the to be explained later criteria) and request a certain amount of money to be charged from the users account. The charged money will land up in our firm’s pool account and will be kept aside. At any point of time the user can request some money (not more than what is accumulated for that user) from this pool account back to his/her account for use.
The app will require high end encryption, complete logging and trail of every activity and multiple authentication to access and will run on cloud preferably (can be changes as per need).
Additionally, the app will have all the up-to-date features for current day urban user for eg: QR code referral, app reference links for easy sharing and invites etc.
The developer will need to deliver complete backend solution and UI as well with limited functionality website too. Further details can be shared later.
The right person should have similar level of experience and have worked on mobile banking solutions understand the integrations required and give a bug free solution. We are looking for developers based in Mumbai India only. Quote only the development fees as the cost of API and other costs will be bared by us. The project will be in phases and should be developed as framework for easy scalability.