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I need a coach who can walk me through practical, step-by-step ways to get my daily spending under control so I can finally afford basic needs and make my parents proud. The help I’m after is pure financial guidance—no marketing or business strategy—focused on one thing: changing an overspending habit. Here’s what I’m picturing: • An initial video call to map out my current cash flow and spot quick wins • A simple but realistic spending plan, ideally built in Google Sheets or Excel so I can update it easily from my phone • Clear, weekly action points that train me to pause before buying and redirect extra rupiah to essentials • Two or three follow-up check-ins (chat or call) to tweak the plan, hold me accountable, and celebrate progress If you have experience coaching individuals with inconsistent discipline around money and can show proven methods—whether it’s envelope budgeting, a YNAB-style approach, or another system—let’s talk. I’m ready to start this week and will commit the time needed to put your advice into action.
Proje No: 40061704
19 teklifler
Uzaktan proje
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19 freelancer bu proje için ortalama $20 USD/ saat teklif veriyor

With over 7 years as a Full stack developer, my focus has primarily been on finding streamlined solutions, empowering clients to effortlessly manage and analyze their data, just what you need! I have an excellent command over Excel, including formulas, VBA, Macros, and databases - skills which will come handy when we develop your spending plan. Having worked with web scraping and automation before profusely, I keenly understand how crucial accuracy is for smooth operations. Plus I'm quite versatile in using different platforms like Google Sheets or Excel so constructing your spending plan would be a breeze, allowing you easily update it from your phone. As an entrepreneur myself, I recognize the value of every hard-earned penny. This is exactly why client satisfaction is my top priority; my approach always focuses on being employer-oriented. What this means for you is that none of your time, money or energy would go to waste. If I had to simply things into a mantra for you, it'd be #LessIsMore. Over the years I've learned to promise less and deliver more and it's a principle that can be deeply applied to overspending habits too.
$20 USD 40 gün içinde
8,5
8,5

Hi! Here is your most experienced Business Planner, having 12+ years of experience in Business Planning, Financial Planning, Sales Planning, Marketing Planning, Business Proposal writing, and a related suite of services. I deliver Plans, Proposals, and Reports after detailed research while considering real business scenarios and the latest trends. Let’s discuss the scope of your project to move forward Regards Muhammad Arslanullah McKenzie Business Solutions
$25 USD 40 gün içinde
6,6
6,6

Navigating personal finances can be a challenging journey without the right guidance and support. As a seasoned Chartered Accountant and disciplined financial planner, I believe I can provide exactly what you need to take control of your daily spending habits. My extensive experience in financial statement preparation, tax planning, and budgeting will allow me to create an effective spending plan tailored to your specific needs - a plan that you can easily manage from your phone. What sets me apart is my ability to coach and connect with individuals facing hurdles in discipline, specifically around money management. I have honed my skills over the last 9 years working with clients of diverse backgrounds, transforming their financial approach successfully. Furthermore, I'm well-versed in various systems like envelope budgeting, YNAB-style approach, and more that can help us reshape your spending habits for good. As we collaborate, rest assured that you will not only be receiving effective strategies but also proactive check-ins for adjustments and accountability. So, let's take this step together! Let's put your time, effort and my proven methods into action so you can start prioritizing essential needs while making your parents proud. Choose me to be your daily expense finance coach and let's start creating a fulfilling fiscal future for you!
$15 USD 40 gün içinde
5,9
5,9

With over 15 years in finance and accounting, I understand first-hand the underlying factors that influence spending habits and how they affect one's overall financial health. I have vast experience coaching individuals in transforming their relationship with money, helping them achieve financial stability while still enjoying life. Being a QuickBooks ProAdvisor and an Excel specialist, I am perfectly positioned to create a personal spending plan tailored specifically to your needs and easily accessible from your phone using Google Sheets. My expertise in accounts payable and receivable, monthly reports, budgeting, forecasting, and financial modeling makes me well-equipped to spot quick wins in your cash flow and provide you with actionable steps for tangible change. In choosing my services, you not only get a seasoned expert but also someone who values collaboration and wholly commits to their clients' growth. Through regular check-ins and tweaks to our plan as needed, I'll provide all the support and accountability you need to make this transition successful. Reach out today let's transform your finances together!
$20 USD 40 gün içinde
4,8
4,8

Hello, I understand the challenge of controlling daily expenses and am here to help you create a clear, manageable spending plan that fits your lifestyle. Through a video call, we'll map out your current expenses and identify easy wins, then build a straightforward budget in Google Sheets or Excel that you can update quickly on your phone. I'll provide simple weekly steps to help you pause before spending and guide you through a system like envelope budgeting or similar methods that have worked well for others. I'll also support you with a few follow-up sessions to keep you accountable and celebrate your progress. Thanks, Teo
$25 USD 34 gün içinde
4,4
4,4

Hello, I’ve carefully reviewed your project and know exactly how to deliver results that are strategic, efficient, and tailored to your goals with no wasted time or guesswork, just real, measurable value. With several years of hands-on experience in Excel, Financial Research, Business Plans, Finance, Business Analysis, Financial Planning, Google Sheets, I bring not just expertise but a track record of delivering results that help clients move forward with confidence. My Portfolio: https://www.freelancer.ca/u/DGM999 If you’re looking for reliable, quality-driven support, I’m just a message away. Let’s make it happen. Best Regards, Sadat Saeed
$25 USD 40 gün içinde
3,2
3,2

I assist a few individuals with personal finance and budgeting focused purely on controlling daily spending and building better habits. I work with people who struggle with consistency and help them set up simple systems they can follow every day. I am a Chartered Accountant and also a CPA with strong grounding in personal finance. I have worked with clients across India Dubai USA Singapore and the UK which helps me adapt plans to real life situations. My approach starts with understanding cash flow and then creating a simple mobile friendly budget with regular check ins. If you are ready to start this week we can take this step by step together.
$20 USD 40 gün içinde
3,3
3,3

I'd genuinely love to help you achieve this goal. I have 8+ years building financial systems and have helped many people transform their spending habits through practical tools. I'll create a simple, mobile-friendly Google Sheet for tracking daily expenses with automatic categorization and weekly summaries. We'll identify spending patterns together, celebrate the wins, and adjust your strategy weekly. Your discipline and commitment to making your parents proud inspires me. Let's do this together with compassion and accountability.
$15,55 USD 40 gün içinde
3,4
3,4

I can help you take control of your daily expenses and develop a sustainable spending habit. Here's my approach: Initial Video Call: We’ll review your current cash flow, identify key areas where you can cut back, and find quick wins. Simple, Realistic Plan: I'll create a personalized spending plan in Google Sheets or Excel so you can easily track and update it on your phone. Weekly Action Points: Clear, actionable steps to help you pause before spending and redirect extra funds to essentials. Follow-Up: I’ll check in with you 2-3 times for accountability, tweaks, and to celebrate your progress. I’ve worked with individuals who struggle with inconsistent discipline around money and can show proven systems, like envelope budgeting or YNAB-style approaches. Let’s get started this week! Best, Waqas Ahmed
$20 USD 40 gün içinde
1,2
1,2

With my extensive technical expertise and specially honed skills in Google Sheets, I am uniquely positioned to help you overcome your deep-seated overspending habit. Allow me to emphasize that finance is not all about numbers - it’s about discipline and having effective systems in place. Whether it's through the envelope budgeting technique or a tailored version of a YNAB-style approach, I can devise a system that resonates with your unique circumstances and helps bring an end to spontaneous spending. Moreover, my experience coaching individuals with inconsistent financial discipline makes me the perfect guide for this journey. My approach involves understanding your current cash flow, identifying quick wins, and developing a simple yet realistic spending plan that you can conveniently update from your phone. Lastly, I am committed not just at the start but throughout this process. I'll provide clear weekly action points for training yourself to pause before purchasing and redirecting spare rupiah towards essential needs. To keep us on track and mark moments of triumph along the way, I'll schedule two or three follow-up check-ins either via chat or call. Are you ready to take control of your finances? Let's embark on this transformational journey together!
$20 USD 10 gün içinde
0,0
0,0

Hello, I can help you build a clear, realistic system to control daily spending and develop better money habits. I’m a Chartered Accountant (equivalent to CPA/ACCA) with 6+ years of experience in personal budgeting, cash-flow planning, and practical financial guidance—not theory-heavy advice. I’ve worked with individuals who struggle with consistency, and I focus on behavior-first budgeting—small changes that actually stick. My goal is to help you feel in control, meet essentials comfortably, and build confidence with money. I’m available to start this week and happy to schedule the first call at your convenience. Best regards, Avish Jain
$15 USD 40 gün içinde
0,0
0,0

I am a detail-oriented Data Entry Specialist with strong Excel skills. I can enter, organize, and clean data accurately while meeting deadlines. I am committed, reliable, and always focused on delivering high-quality work
$25 USD 40 gün içinde
0,0
0,0

Hey Zahra Z., I just finished reading the job description and I see you are looking for someone experienced in Business Analysis, Finance, Excel, Financial Research, Business Plans, Financial Planning and Google Sheets. This is something I can do. Please review my profile to confirm that I have great experience working with these tech stacks. While I have few questions: 1. These are all the requirements? If not, Please share more detailed requirements. 2. Do you currently have anything done for the job or it has to be done from scratch? 3. What is the timeline to get this done? Why Choose Me? 1. I have done more than 250 major projects. 2. I have not received a single bad feedback since the last 5-6 years. 3. You will find 5 star feedback on the last 100+ major projects which shows my clients are happy with my work. Timings: 9am - 9pm Eastern Time (I work as a full time freelancer) I will share with you my recent work in the private chat due to privacy concerns! Please start the chat to discuss it further. Regards, Haseeb.
$15 USD 31 gün içinde
0,0
0,0

Hi! I see you want to get your daily spending under control and make your parents proud. I can help you do that step by step,mapping your cash flow, identifying quick wins, and creating a simple, easy-to-update Excel or Google Sheets plan that tracks every expense. With weekly action points and accountability check-ins, I’ll guide you to stop overspending and redirect extra funds to what matters most. I focus on practical, proven methods like envelope budgeting and YNAB-style systems, so you see results immediately. I’m ready to start this week and help you build lasting, manageable habits—let’s get started!
$22 USD 40 gün içinde
0,0
0,0

Hello! I’m a personal finance coach focused on behavior change, not investing or sales. I help clients break overspending habits with clear systems and accountability. I’ll start with a video call to map your cash flow, identify quick wins, and choose a method (envelopes, YNAB-style, or hybrid). I’ll build a simple Google Sheets budget you can update from your phone. You’ll get weekly action steps to pause spending and redirect rupiah to essentials, plus 2–3 follow-up check-ins to adjust, track progress, and celebrate wins. I’m ready to start this week. My approach is supportive, practical, and proven with inconsistent spenders.
$18 USD 30 gün içinde
0,0
0,0

Hello, I would be glad to support you in getting your daily spending under control through clear, practical, and judgment-free financial coaching. I have experience helping individuals build realistic spending systems when discipline is inconsistent. My approach is simple and step-by-step, focused on habits, awareness, and structure—not theory. Here’s how I would work with you: • Start with a video call to review your current cash flow and identify immediate improvement areas • Create a clean, mobile-friendly Excel or Google Sheets budget you can update daily • Introduce a simple system (envelope / zero-based / YNAB-style, depending on what suits you best) • Set small weekly action steps that train you to pause before spending • Conduct 2–3 follow-up check-ins to adjust the plan, track progress, and keep accountability My goal is to help you cover essentials confidently, reduce stress around money, and build habits you can sustain long-term. I’m available to start this week and happy to commit the time needed to support real change. Looking forward to working with you. Best regards, mansi tripathi
$20 USD 40 gün içinde
0,0
0,0

Hello, I appreciate how clearly you’ve explained your goal—getting daily spending under control through practical guidance and habit change. This is exactly the kind of coaching I specialize in. I focus on simple, realistic financial systems designed for people who struggle with overspending and inconsistent discipline. No jargon, no business strategy—just step-by-step actions that work in real life. How we’ll work together: An initial video call to map your current cash flow and identify quick, achievable wins A mobile-friendly Excel or Google Sheets budget, built for daily use and easy updates A clear weekly plan with practical rules that train you to pause before spending and redirect money to essentials 2–3 follow-up check-ins (chat or call) to adjust the plan, keep you accountable, and track progress Methods I use: Envelope budgeting (digital or physical) YNAB-style zero-based planning Behavioral spending triggers and reset techniques I prioritize progress over perfection and build systems you can actually stick to. You’ll always know what to do next and why it works. I’m available to start this week and will fully commit to helping you build control, confidence, and consistency with your money. Best regards, Prashant
$22 USD 40 gün içinde
0,0
0,0

Hello sir. I am ready to work with full of dedication and hardwork. But I need one trial about this job. I know about excel and word copy etc...
$20 USD 40 gün içinde
0,0
0,0

Jakarta, Indonesia
Ara 13, 2025 tarihinden bu yana üye
$250-750 USD
£250-750 GBP
₹1500-12500 INR
$250-750 USD
₹1250-2500 INR / saat
$30-250 USD
$10-30 USD
$15-25 USD / saat
$750-1500 USD
₹1250-2500 INR / saat
₹600-1500 INR
₹750-1250 INR / saat
₹12500-37500 INR
$250-750 USD
€30-250 EUR
£20-250 GBP
₹12500-37500 INR
₹12500-37500 INR
₹750-1250 INR / saat
$1500-3000 USD