Please look at my website to understand what I do. It is boydsettlements.com. I am looking to direct seniors who own an existing life insurance policy ($100,000 of face value or larger) to my website. I help seniors SELL their unwanted, un-needed or unaffordable life insurance for more that it's cash value. I have been doing this for 17 years and have made many seniors a lot of money. A life insurance policy can be sold just like a house or a car. People just don't know that.