We are insterested in a Product to do Internet Banking that includes Deposits, Transfers, Payments, Currency Exchange, Internet Sales Payment System, and International Purchase Drafts. However, we need that the PHP and MySQL database be accesible by LINUX PERL/DBI to create our secure online Banking System as Security and functionality is our main goal. Therefore we want to utilize the best commercially available technology and procedures to protect the security of our online transactions. Furthermore, please find below a list of some of our desired options:
1- Create Account User Profile via a Pluggable Authentication
Module (PAM) framework for account, session and password
2-Complete Account Management Database using MySQL modules
a- Account Monthly Cycle Balance Statements
b- Account Billing
c- Mortgage & Interest Calculator
3- Pay Utilities over the Internet (Electrical, Gas, Telephohe,
4- Domestic Money Transfers using RTGS (real time gross
settlement) & FEDwire
5- International Money Transfer using Swift Wire Transfer
6- Secured Firewall Protection against Hacker Attacks, Worms,
7- We want our system to automatically encrypt a users
confidential information in transit from their computer using the
Secure Sockets Layer protocol (SSL) with an encryption key
length of 128-bits.
8- We are also looking for a built-in access code generator for
logging and registering for an account so as to prevent
automatic signups/registrations or something similar to that.
9- We want a script that fully supports automated recurring
billing and allows to completely customize all colors and logos,
for a completely brandable site.
10-We want to be able to Easily ban/block users/IP's. We also
want customers to be able to fund their account
WITH the competitors (PayPal, E-Gold, NetPay, Evocash, Qchex)
Finally, we would need Complete Source Code and Full Support.