536868 Payment Processor

I would like to open my own payment processor. IT should have the feel of egold and have similar integration features while being able to be funded automatically by paypal. Users should be able to signin similar to facebook using their email addresses and password they choose using a certain difficulty. This payment processor should have the quality to be used by sites for purchases and will be used by my future sites. If you win this bid I will have a couple other projects for the winning programmer with similar budgets. IF you program this successfully you will have top priority for the other projects of mine. The accounts should be able to be managed by the user after they log in, and should have a verrification process. More details on this later. The accounts will bear interest of 1% a month. Deposits will be feed 1% and withdrawals to paypal will be feed 10%. This payment processor will be used to fund an automated sites economy as well so keep that in mind. After you win we will be able to discuss details as I have a fairly detailed plan. Some creativity will be needed and the Name of it will be Virgin Bank and Trust. It should have a fair amount of secure programming done as well.