Real Estate Investment Coach / Consultant – Creative Housing Strategy (Netherlands / Eindhoven)

We're looking for an experienced real estate investment coach or consultant to help an entrepreneur figure out a creative way to buy a home to live in — without personal capital. The goal: structure a deal where investors fund the purchase and renovation, I live in the property (ideally for free or at a below-market rent), and investors earn their return through the property's value appreciation over time. Based in the Eindhoven/Brainport region. Open to freelancers and agencies. Starting with 3-5 video consulting sessions + async support, with potential for an ongoing advisory relationship. --- ABOUT ME • Entrepreneur based in Eindhoven, Netherlands, running multiple tech and e-commerce ventures • No personal capital available for a property purchase right now • Currently need a place to live — and want to turn that into a smart investment play • Willing to do all the work: sourcing the property, managing the renovation, maintaining the property • Want to find a structure that's a win-win: I get housing, investors get returns --- THE GOAL Best case: • Investors fund the purchase + renovation through a Dutch LLC (BV) or other structure • I live in the property for free (or near-free) in exchange for managing the deal and property • Investors earn returns through the property's value appreciation (Eindhoven market: ~5-7% annually + renovation upside) • After X years: sell and pay out investors, or refinance and buy them out Worst case (still acceptable): • I pay a below-market rent to the entity / investors • Investors get rental income + value appreciation • I still don't need personal capital upfront The core question: is there a legal, fiscally sound way to make this work in the Netherlands — and is it attractive enough for investors? --- TOPICS TO COVER Deal Structuring • How to structure a deal where I bring zero capital but contribute the work (sweat equity) • Dutch LLC (BV) with investor shareholders — what does this look like in practice? • My role as managing director / operator vs. investors as capital partners • How to split ownership, profits, and appreciation fairly • Can I live in the property for free — and if not, what's the minimum I'd need to pay? • Exit strategies: sell after X years, refinance and buy out investors, or hold indefinitely • Path to eventually owning the property myself — is a gradual buyout possible? Legal & Fiscal Reality Check • Benefit-in-kind taxation — what happens fiscally if I live in a company-owned property for free? • Transfer tax: 10.4% for company-owned investment property vs. 2% for owner-occupied — how does this impact the deal? • No mortgage interest deduction in a company structure — what does this cost? • Corporate tax on appreciation at sale — how much do investors actually net? • Regulations around raising capital from private investors in the Netherlands • What are the legal risks and how to protect both me and the investors? Making It Attractive for Investors • What return can I realistically offer investors in this structure? • Eindhoven market: ~5-7% annual appreciation + 15-25% renovation upside in year 1 • Is appreciation-only return (no rental income) enough to attract investors? • If not: what's the minimum rent I'd need to pay to make it work? • How does this compare to other investment options investors have? • How to pitch this to potential investors convincingly Financial Modeling • Build a real model: €400-500k property + €50-80k renovation • Include all costs: transfer tax (10.4%), notary fees, renovation, corporate tax at exit • Compare scenarios: free living vs. low rent vs. market rent • 5-year and 10-year investor returns under each scenario • At what rent level does this become a compelling deal for both sides? • Break-even analysis — when do investors get their money back? Financing • Can a Dutch LLC get a mortgage to reduce total investor capital needed? • Combining investor equity + company mortgage — how does this work? • Private lending vs. equity — which is better for this structure? • Crowdfunding options for Dutch residential property Eindhoven Market • Current pricing, growth trends, demand driven by ASML and the Brainport tech ecosystem • Best neighborhoods and property types for buy-renovate-hold • Which renovations yield highest ROI in this market • International/expat demand and its effect on values • Realistic appreciation projections for the next 5-10 years Alternative Structures • Are there other models I haven't considered? • Rent-to-own arrangements • Hire-purchase structures available in the Netherlands • Shared-ownership or shared-equity models • Living in the property as property manager with reduced or zero rent • Any Dutch-specific schemes or subsidies for first-time buyers or entrepreneurs --- WHO YOU ARE • Proven experience with Dutch residential real estate investing — actual deals done • Experience with creative deal structuring — investor-backed deals, sweat equity, no-money-down • Deep knowledge of Dutch real estate taxation and company structures for property • Honest and practical — tell me if this works, and if not, what alternatives exist • Can help me build a financial model with real numbers, not just concepts Ideal: • Knows the Eindhoven / Noord-Brabant / Brainport market • Has structured or advised on investor-backed property deals in the Netherlands • Experience with creative housing structures (company ownership, joint venture, rent-to-own, shared equity) Bonus: • Network in Eindhoven (notary, mortgage advisors, contractors, tax advisors) • Experience with real estate syndication or crowdfunding in the Netherlands • Financial modeling skills • Experience advising entrepreneurs on creative property strategies --- HOW WE WORK • 3-5 video consulting sessions to start • Async support between sessions (email, chat) • Potential for ongoing advisory relationship as the deal develops • Remote — video calls as primary format --- TO APPLY 1. Your experience with Dutch real estate investing — especially creative or investor-backed deals 2. Have you seen or structured a deal like this before? What happened? 3. Your honest first reaction: can this work? 4. Your knowledge of Eindhoven / Brainport market 5. Fee structure (per session or package) 6. Availability to start

Project ID: 40226347