Araf S.

• Certified Mutual Fund/Insurance Consultant with Experience in Finanacial Planning 10+ years of experience inBanking/FINANCE with significant knowledge in Retail Branch Banking Development ,Retail Liabilities sales and Core Banking Operations& Commercial Trade & Forex Business & operations,WEALTH MANAGEMENT. • Exceptional Understanding of various Investment Platforms available in the Market and also experienced in managing the investment Portfolio of the individual customers. • End to End Understanding of routine Customer service incidents & respective resolution centres for Liabilities & Assets Customer segments. • Product Level Understanding across CASA, WEALTH, TFX, TPP, Deposits etc. • Excellent Process level understanding of AML, RISK MANAGEMENT, AUDIT, Service Assurance & Quality with respect to consumer Banking. • Strong orientation & proved ability to understand the process parameters and Hands on experience in Retail Branch Operations & Branch Banking audit & Compliance.